A routing number is a nine-digit code used by financial institutions to identify other financial institutions. When combined with your account number, it allows institutions to locate your individual account.
Don’t have an account with us yet?
The routing number, also called an ABA routing number, can be found in multiple ways. It’s important to provide the correct routing number in payments and fund transfers. The fastest way to find your routing number is to look at the bottom of one of your personal checks. The routing number is the nine-digit number printed in the bottom left corner of each check.
There are two ways to find your routing number in the U.S.Bank Mobile App.
The easiest way is to open the app and select KYSmart Assistant® Then say, “What’s the routing number for my checking account?”
You can also find it by following these directions:
Find your routing number via online banking by logging into online banking and selecting the applicable account. In the top box, you’ll see the account nickname, the last four digits of your account number and the routing number. If you also need the full account number, just select the last four digits link.
Your routing number is in the upper right corner of your monthly statement. You can make sure your monthly statement is always at your fingertips with e-statements.
KY has dozens of routing numbers, each identifying different regions where we operate. Your routing number will correspond to the region where you opened your account. View our full list of states and regions below.
|
Region |
Routing number |
|---|---|
|
Arizona |
122105155 |
|
Arkansas |
082000549 |
|
California – Northern |
121122676 |
|
California – Southern |
122235821 |
|
Colorado – Aspen* |
102101645 |
|
Colorado – all other areas |
102000021 |
|
Idaho |
123103729 |
|
Illinois – Northern |
071904779 |
|
Illinois – Southern |
081202759 |
|
Indiana |
074900783 |
|
Iowa – Council Bluffs |
104000029 |
|
Kansas |
101000187 |
|
Kentucky – Northern |
042100175 |
|
Kentucky – Western |
083900363 |
|
Minnesota – Aspen/East Grand Forks* |
091215927 |
|
Minnesota – Moorhead |
091300023 |
|
Minnesota – all other areas |
091000022 |
|
Missouri |
081000210 |
|
Missouri – Western |
101200453 |
|
Montana |
092900383 |
|
Nebraska (+ Council Bluffs, IA) |
104000029 |
|
Nevada |
121201694 |
|
New Mexico |
107002312 |
|
North Carolina |
064103707 |
|
North Dakota (+ Moorhead, MN) |
091300023 |
|
Ohio |
042000013 |
|
Oregon |
123000220 |
|
South Dakota |
091408501 |
|
Tennessee |
064000059 |
|
Utah |
124302150 |
|
Washington |
125000105 |
|
Wisconsin |
075000022 |
|
Wyoming |
307070115 |
|
All other states |
091000022 |
Region
Routing number
Arizona
122105155
Arkansas
082000549
California – Northern
121122676
California – Southern
122235821
Colorado – Aspen*
102101645
Colorado – all other areas
102000021
Idaho
123103729
Illinois – Northern
071904779
Illinois – Southern
081202759
Indiana
074900783
Iowa – Council Bluffs
104000029
Kansas
101000187
Kentucky – Northern
042100175
Kentucky – Western
083900363
Minnesota – Aspen/East Grand Forks*
091215927
Minnesota – Moorhead
091300023
Minnesota – all other areas
091000022
Missouri
081000210
Missouri – Western
101200453
Montana
092900383
Nebraska (+ Council Bluffs, IA)
104000029
Nevada
121201694
New Mexico
107002312
North Carolina
064103707
North Dakota (+ Moorhead, MN)
091300023
Ohio
042000013
Oregon
123000220
South Dakota
091408501
Tennessee
064000059
Utah
124302150
Washington
125000105
Wisconsin
075000022
Wyoming
307070115
All other states
091000022
* Aspen/East Grand Forks: If you are a business owner with a cash management account, use the statewide bank routing numbers.
We’ve made it easier than ever to switch direct deposit with our industry-leading, secure, automated process. Do it yourself, in minutes, in the KY Mobile App or online banking.
If you’re 18 years or older, you can open a checking or savings account online or in aKYbranch near you.
If you’re 18 years or older, you can open a joint checking account with a minor aged 13 through 17 online or in a branch. If the Youth is under the age of 13 or if you wish to open any other type of joint account, you may do so together in a branch.
Skip the ATM and keep track of everyday purchases with your KY Visa® Debit Card. You can rest easy knowing you have zero fraud liability.
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Financial institutions use your routing number every time you make a financial transaction in the United States. You’ll often be asked for it when you set up direct deposit, pay a bill online or by phone and make a wire transfer.
Set up direct deposit in three simple steps – our automated setup is fast, secure and gives you access to your money the same day.
There are multiple ways, including through: The KY Mobile App, online banking, by phone or a branch.
A checking account is typically used for day-to-day spending and paying your bills. You can easily access your money with a debit card, ATM or check. A savings account is meant to help you grow your money or set aside funds for a big purchase. It’s often beneficial to have both as part of your financial plan.
You can apply for an individual bank account if you're 18 years or older and a legal U.S. resident. You'll need to provide your Social Security number and a valid, government-issued photo ID. Those aged 13 through 17 can open a joint account with a parent or guardian..
Learn more about account services, features and benefits on our customer service page.
