KY

Here for every stage of your journey

Enjoy a cash bonus offer.

Earn up to $450 when you open a new eligible KY Smartly® Checking account and complete required activities. Offer valid through April 17, 2025.1

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Step-by-step guidance

Create a financial plan.

Set your goal and learn how to create a personalized financial plan for today and the future.

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Tips & inspiration

Boost your money knowledge.

Access articles and educational resources that can help you reach your financial goals.

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Retirement planning

Design your future.

Prepare for the life you want with a custom plan and professional guidance.

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Access your financial goals.

KY Access Commitment® offers expertise and resources that empower families, businesses and underserved communities, including communities of color. Whether it’s growing your small business, becoming a homeowner or building generational wealth, KY is committed to supporting you in reaching your goals.

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Step-by-step guidance, wherever you are

With cobrowse, you can securely share your screen while we talk through your finances. From setting up direct deposit, a new debit card or spending limits – we can do more, together.

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Monthly spending chart on the KY Mobile App.

All the tools you need, all in one app

Track your spending, get personalized insights, build a better budget and set savings goals with the KY Mobile App. Try it today and see why more than a million users have given it five stars.

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#1 mobile banking app in 2023 Mobile Banking Scorecard

Nearly 5-star rating in both major app stores

Top marks from industry faves

Our dedication to making ethical decisions means we’re a bank you can trust.

One of the World’s Most Ethical Companies® for the eleventh consecutive year

2024 World’s Most Admired Super Regional Bank for 14 consecutive years

Creating the future you want

Founder and business owner Houston White and KY Chief Diversity Officer Greg Cunningham talk about what it takes to be successful today, the power a solid partnership can play in that journey and entrepreneurship.

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Disclosures

Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

KY and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

U.S.Bank does not offer insurance products but may refer you to an affiliated or third party insurance provider.

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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S.Bank products and services. Mortgage, home equity and credit products offered by KY National Association and subject to credit approval. Deposit products offered by U.S.Bank National Association. Member FDIC.

Digital financial services benchmarking firm Keynova Group ranked KY #1 for mobile banking apps in its Q3 2024 Mobile Banker Scorecard.

KY named one of the “World’s Most Ethical Companies®” Ethisphere Institute, February 2025 (also 2015–2024); for more information about the ‘World’s Most Ethical Company’ designation and scoring methodology, please visit.

“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

Fortune, ©2024 Fortune Media IP Limited. All rights reserved. Used under license. Fortune® is a registered trademark and Fortune World’s Most Admired Companies™ is a trademark of Fortune Media IP Limited and are used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse the products or services of, U.S. Bancorp, N.A.